Equity Bank Kenya Limited is a Nairobi-based financial institution offering retail and commercial banking services.
The bank is a company incorporated and registered in Kenya under the Kenyan Companies Act Cap 486.
It is licensed under the Kenya Banking Act (Chapter 488). Equity Bank provides a broad range of services, including retail banking, microfinance, and other related financial services.
Equity Bank Kenya has over 200 branches spread across the country.
Equity Bank Kenya Limited is under the Equity Group Holdings, which owns several other companies, including Equity Banking Group, Equity Insurance Group, Equity Technology Group and The Foundation.
Equity Bank Branches
| Region | Branches |
| Nairobi Region | Garden City, Parliament Road Corporate, Dagoretti Corner, Karen Supreme Centre, Village Market Supreme, Kenyatta Avenue Supreme, Mayfair Supreme, JKIA Cargo, Kilimani Supreme, Kilimani, Lavington Supreme, Westlands Corporate, Kangemi, Embakasi, Kenyatta Avenue, Nairobi West, Karen, Kasarani, Kibera, Kenyatta University, Mombasa Road, Tea Room, Moi Avenue, Eastleigh BBS Mall, Kimathi, Community Corporate, the Head Office at Equity Centre Supreme, Corporate, Fourways, Tom Mboya, Community, Harambee Avenue, Kimathi Street, KNUT House, Gikomba, Westlands, Industrial Area (Kenpipe), Kayole, Kawangware, Buruburu, Kariobangi, Ngara, OTC, Eastleigh, Donholm, Enterprise, Kawangware Gitanga Road, Ruai, Utawala, KPCU, and Gikomba |
| Coastal and Lower Eastern Region | Kwale, Nyali Supreme, Nyali, Mtwapa, Mombasa Digo Road, Mombasa, Mama Ngina, Changamwe, Ukunda, Kengeleni, Malindi, Kilifi, Voi, Taita Taveta, Isinya, Kiserian, Kajiado, Kitengela, Ngong, Namanga, Loitoktok, Ongata Rongai, Kibwezi, Emali, Wote, Mpeketoni, Lamu, Mutomo, Kitui, Mwingi, Syokimau Gateway Mall, Machakos, Matuu, Tala, and EPZ Athi River. |
| Central Region | Muranga, Murarandia, Kenol, Kiriaini, Kangari, Kikuyu, Limuru, Kiambu, Githurai, Ruiru, Githunguri, Gatundu, Kimende, Juja, Thika Makongeni, Ruaka, Wangige, Thika, Thika Kenyatta Highway, Ridgeways, and Kagwe. |
| Rift Valley | Narok, Kilgoris, Migori, Bumala, Malaba, Busia, Njoro, Nakuru, Naivasha, Molo, Nakuru Kenyatta Avenue, Mai Mahiu, Gilgil, Sotik, Bomet, Kisii, and Litein. |
| Mt.Kenya | Kutus, Kagio, Mwea, Kangema, Kerugoya, Othaya, Nyeri, Karatina, Mukurweini, Kericho, Keroka, Nyamira, Embu, Runyenjes, Oyugis, Homabay, Mbita Point, Dadaab, Garissa, Nyahururu, Ol-Kalou, Chuka, Meru Makutano, Meru, Laare, Nkubu, and Maua. |
| Western and Nyanza | Kisumu Supreme, Awendo, Kisumu, Kisumu Angawa, Sondu, Bondo, Siaya, Rumuruti, Nanyuki, Luanda, Mbale, Kabarnet, Eldama Ravine, Kapsabet, Nandi, Mumias, Kakamega, Isiolo, Eldoret Supreme Centre, Eldoret Market, Eldoret, Bungoma, Archers Post, Maralal, Iten, Kapsowar, Kitale, Kapenguria, Wajir, Marsabit, Moyale, Mandera, Kakuma, Lodwar, and Hola. |
Also Read: Equity Bank and KCB Ordered to Sell 30% Ownership of Foreign Subsidiaries
Loans Offered
Personal Loans
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Boostika: Topped-up loan when low on funds during mobile transactions.
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Equiloan: Ksh 30,000–5M for salaried employees under employer MOU; up to 6 years repayment.
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Salary Advance: Short-term loan for emergencies, repayable within 12 months.
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Eazzy Loan: Instant mobile loan from Ksh 100–3M, no guarantors or paperwork.
Also Read: Equity’s James Mwangi Wins Prestigious UN Award
Property Loans
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Plot Loans: For buying land, up to 100% financing, repayable in 10 years.
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House/Home Loans: For purchasing or building homes; up to 100% financing, 15-year term.
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Construction Loan: For building residential/commercial units; 10-year term.
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Mortgage Finance: For purchasing real estate, flexible repayment terms.
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Development Loan: For the construction of residential/commercial premises; up to 5 years.
Utility Loans
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Maji Loan: For water/sanitation equipment; mobile application, 12-month repayment, no paperwork.
Business Loans
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SME/Small Business Loans: Tailored for entrepreneurs, based on repayment ability.
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Asset Finance: Buy equipment/vehicles with flexible terms; 5-year repayment.
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Agent Float Financing: Instant top-up loan for Equity Agents to maintain cash flow.
Trade Finance
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Facilitates local/international trade with products like bid bonds, performance guarantees, and payment guarantees.
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