SBM Bank Kenya is a leading financial institution in Kenya, with its headquarters in Mauritius. The bank is regulated by the Central Bank of Kenya (CBK).
It began its operations in May 2017 and currently has a branch network of 33 branches countrywide complemented by ATMs, mobile banking, online banking, extensive agency banking services and an available contact centre to match our client base of over 100,000.
Additionally, SBM Bank Kenya operates as an Authorised Depository and as an Authorised Securities Dealer following a license issuance by the Capital Markets Authority
SBM Bank is wholly owned by the SBM Group. SBM (Bank) Holdings Ltd holds a 99.99% majority stake in the bank. The remaining 0.01% is held equally by six entities, each owning one share.
SBM Bank Kenya Ltd posted an after-tax profit of Sh12.4 million in the first quarter of 2025, reversing a Sh370 million loss recorded during the same period last year.
These are SBM Overseas One Ltd, SBM Overseas Two Ltd, SBM Overseas Three Ltd, SBM Overseas Four Ltd, SBM Overseas Five Ltd, and SBM Overseas Six Ltd.
SBM Bank Branches
SBM Bank Kenya has 33 branches located across the country, including City Centre at Prudential Building on Wabera Street; Village Market at Village Market Mall, Limuru Road in Gigiri; Hurlingham at Landmark Plaza, and Argwings Kodhek Road.
At the same time, Riverside at Riverside Mews, along Riverside Drive; Thika at Nelleon Centre on Kenyatta Highway, Nakuru at Spikes Centre on Kenyatta Avenue and Donholm at East End Plaza on Outering Road.
Moreover, Kisumu at Tuffoam Mall, Achieng Oneko Road; Eldoret at Zion Mall on Eldoret-Malaba Road; Diamond Plaza at 4th Parklands Avenue, Windsor at Ridgeways Mall on Kiambu Road; Malindi on Lama Road and Upperhill at KMA Centre on Chyulu/Mara Road.
In addition, Nyali at Nyali Centre on Links Road, Strathmore at Strathmore University, Ole Sangale Road, Kisii at Royal Towers on Hospital Road, ABC Place on Waiyaki Way, Sameer at Sameer Business Park, Mombasa Road, and Ongata Rongai at Maasai Mall on Magadi Road
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Machakos at Kitanga House on Makutano-Kitu Road; River Road at Sunrise Plaza next to Sagret Hotel; Kitale at Mega Centre on Mak Asembo Street; Narok at Ol Talet Mall, Kericho at Ratan Plaza on Kenyatta Road, and Karen at Watermark Business Plaza
Kilimani at Adlife Plaza, SBM Xpress Kilifi at the Kilifi-Malindi Road junction, Corner House on Kimathi Street, Westlands at Westlands Square on Ring Road Parklands, Industrial Area at Karan Holdings, Butere and Dar-es-Salaam Road junction, Diani at Baharini Plaza on Beach Road, Nyerere Avenue Mombasa at Fidelity Centre opposite the Tea Trade Centre, and Jubilee Arcade in Jubilee Insurance Building on Moi Avenue Mombasa.
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Loans Offered
Personal & Retail Loans
- Pay‑Day Advance (Salary Advance) – Short-term, fast-access loan to bridge the gap until your next salary
- Personal Unsecured Loan – No collateral required, flexible repayment, competitive rates for salaried employees
- Auto Loan – Financing to purchase or upgrade a vehicle, with long repayment terms
- Mortgage – Home financing solutions under the “Get a Loan” offering
- Personal Secured Loan (Diaspora) – Flexible loans meant for the Kenyan diaspora, using assets as collateral
SME & Business Loans
- Unsecured MSME Loan – Working capital financing without collateral, requires a 1-year relationship and 3 years in operation
- Term Loans – Structured with flexible instalments for asset acquisition or working capital
- Structured Term Loans – Tailored for projects; payment schedules align with revenue flow
- Crop Loans – Aimed at farming businesses under crop purchase agreements
- Overdraft (SBM Overdraft) – A Facility that lets you overdraw up to a set limit
- Asset Finance – Financing to purchase machinery, vehicles, or other business assets
- Insurance Premium Financing – Spreads the cost of non-life insurance premiums
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