In a report released on June 5, 2025, MOGO, a leading asset-backed financing company in Kenya specialising in affordable loans for vehicles and mobility assets, has revealed how Kenyans can check for stolen motorcycles and recover lost vehicles.
The report highlights the launch of the SAKA digital platform to enhance asset security and support the recovery of stolen vehicles and motorcycles in Kenya. The system is designed to reduce fraud in the second-hand market and improve transparency in vehicle ownership verification.
MOGO states in the report that the system allows buyers to confirm whether a motorcycle or vehicle has been reported stolen before completing a transaction. This is intended to prevent the circulation of stolen “cheap bodas” in the market.
It is also supported by a 24/7 emergency response service that enables real-time reporting of theft and coordination of recovery operations once cases are logged.
According to the report, recovery cases handled through the system have recorded a 52% success rate since launch.
“SAKA is supported by a 24/7 emergency response service enabling real-time reporting and coordination of recovery efforts for Mogo customers. Since launch, 52% of theft cases reported via the emergency line and recorded on the platform have been successfully recovered,” MOGO reported.
How to Verify and Recover a Stolen Vehicle
The following step-by-step process is used to verify motorcycle ownership status and support recovery of stolen vehicles in Kenya:
- Buyers access a public verification system and enter vehicle details such as the registration number or identification data.
- The system checks whether the motorcycle or vehicle has been flagged as stolen in available records.
- If the vehicle is clear, the buyer proceeds with the purchase. If flagged, the transaction is stopped to prevent acquisition of stolen property.
- In cases of theft, the owner reports the incident through a 24/7 emergency response channel linked to the system.
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- The report is logged immediately to initiate tracking and recovery procedures.
- Recovery teams coordinate with relevant enforcement agencies to locate and recover the stolen asset.
MOGO Recovery Rates Hit 60% as Theft Cases Rise
According to the report, Mogo’s recovery performance has improved significantly over time, with recovery rates rising from 43.93% in August 2025 to 60.09% by March 2026. Since launch, cases reported through the SAKA-linked emergency line have recorded a 52% recovery rate.
“Recovery rates improved from 43.93% in August 2025 to 60.09% by March 2026,” the report read.
The report also records 3,457 theft cases during the reporting period, most of which were reported through the emergency line.
Case patterns indicate 33% standard theft, 31% organized-group theft, 20% self-theft, and 16% armed robbery, reflecting a mix of opportunistic and coordinated crime.
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High-Risk Counties Identified in New Motorcycle Crime Report
According to the MOGO theft report, regional hotspots include Bungoma, Busia, Kisumu, Trans Nzoia, Samburu, and Marsabit, which are linked to porous borders and strong demand for second-hand motorcycles in cross-border markets.
Mogo notes that motorcycle theft affects both asset financing and livelihoods, particularly for boda boda operators, and has introduced coordinated recovery efforts involving technology systems and law enforcement partnerships.
The report also highlights 125 injury and fatality incidents, including client deaths, injuries, and staff injuries, with armed robbery identified as the highest safety risk.
Case examples from Nandi Hills and Bungoma show recovery times of 29 hours and two hours, respectively, reflecting the impact of rapid reporting and coordinated tracking systems in improving recovery outcomes.
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