Access Bank (Kenya) PLC is a subsidiary of Access Bank PLC, a leading full-service commercial bank with over 600 branches and service outlets across three continents and 21 countries, serving more than 60 million customers worldwide.
Listed on the Nigerian Stock Exchange since 1998, Access Bank PLC is a diversified financial institution that combines a strong retail banking presence and digital platforms with deep expertise in corporate banking, risk management, and capital management.
The bank operates through four key segments: Retail, Business, Commercial, and Corporate Banking. It has over 900,000 shareholders, including both Nigerian and international institutional investors, and is widely regarded as one of Africa’s fastest-growing banks over the past decade.
Access Bank PLC holds a dominant 99.98% ownership stake in Access Bank (Kenya) PLC, with only 0.02% held by others, indicating that it is effectively a wholly owned subsidiary.
In June 2025, Access Bank Kenya secured a fresh capital injection of $15 million from its parent company, Access Bank Plc, as part of a broader strategy to reinforce its financial position and fuel long-term growth across the region.
Access Bank (PLC) Kenya Branches
The following is a detailed list of Access Bank branches in Kenya.
| Branch | Branch Location | County |
|---|---|---|
| City Hallway | Transnational Plaza, City Hallway | Nairobi |
| Westlands | The Address, off Muthangari Drive, Westlands | Nairobi |
| Sheikh Karume | Pramukh Plaza, Sheikh Karume Road | Nairobi |
| Kirinyaga | TNB House, Kirinyaga Road | Nairobi |
| EPZ | Export Processing Zone, Athi River | Machakos |
| JKIA | JKIA International Arrivals 1E | Nairobi |
| Kabarnet | Matetai Building, Philemon Road | Baringo |
| Marigat | Kaibos Building | Baringo |
| Eldama Ravine | Roza Building | Baringo |
| Bomet | Sigor House | Bomet |
| Iten | Mosop Plaza | Elgeyo-Marakwet |
| Kericho | USMA Plaza | Kericho |
| Nandi Hills | Transnational House, Market Street | Nandi |
| Lessos | Ruki House | Nandi |
| Nakuru | Kenyatta Avenue, Seguton Building | Nakuru |
| Kabarak | Kabarak University | Nakuru |
| Olenguruone | Bidii House | Nakuru |
| Narok | Mara House | Narok |
| Kitale | Executive Building | Trans-Nzoia |
| Eldoret | Hughes Building | Uasin Gishu |
| Flax | Sugutek Plaza | Uasin Gishu |
| Burnt Forest | Bisom Highway Building | Uasin Gishu |
| Kapenguria | Paves Building | West Pokot |
| Mombasa | Furaha Plaza, Nkurumah Road | Mombasa |
| MIA | Moi International Airport Arrivals | Mombasa |
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Loans Offered
Car Loans
For new vehicles, customers can access up to 90% financing for private or commercial vehicles, with repayment periods of up to 60 months. School buses also qualify for up to 90% financing, with quarterly repayments allowed for up to 48 months. Tractors are eligible for up to 80% financing, with repayment periods of up to 48 months.
For used vehicles, private vehicles that are less than eight years old qualify for up to 80% financing, with repayment periods of up to 48 months. Commercial vehicles under eight years old are eligible for up to 70% financing, with repayments spread over a maximum of 48 months.
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Mpower Loans
This is a check-off loan designed for employees whose employers have signed a Memorandum of Understanding (MOU) with Access Bank. It allows staff to access personal loans for various purposes, including education, medical expenses, furniture, consumer goods, motor vehicles, plot purchases, holidays, or buying shares.
Key features of the loan include:
- A minimum loan amount of Ksh 20,000.
- A maximum loan amount of Ksh 3,000,000.
- A repayment period of up to 60 months.
- Loan top-ups are available after six months.
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