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7 Businesses You Can Start with Ksh10K

Side hustle ideas for 2024

by Ian Magira
March 10, 2024
Reading Time: 9 mins read
Kenya + Capital

A person counting money. PHOTO/Capital

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Embarking on entrepreneurship in Kenya is a common aspiration and with the right approach, even a limited capital of Ksh10,000 can be a steppingstone.

This article will guide you through viable business ideas that can be initiated with this modest budget, turning your entrepreneurial dreams into reality.

It is crucial to acknowledge that starting a business with Ksh10,000 poses certain limitations, narrowing the spectrum of viable ventures.

Despite these constraints, let’s delve into the realm of possibilities within this budget and explore business ideas that can thrive within this modest capital range.

1. Blogging

When considering businesses that can thrive with Ksh10,000, blogging emerges as a standout choice due to its high potential for profitability.

With Ksh 10K, you can set up a blog where you have your own space on the internet to share content of choice with a minimum of Ksh 10,000 especially when you already have a computer and internet.

Kenya + Capital
A woman working on her computer. PHOTO/Courtesy

What do you need to start a blog in Kenya?

1. Domain Name: Expect to spend around Ksh1,000 to Ksh 1,500 per year.

2. Hosting Package: The cheapest hosting packages start at a minimum of Ksh 3,000 per year.


Also Read: KRA Launches Simplified eTIMS Solutions for Businesses


3. WordPress Theme: A good theme from Envato’s Theme Forest can range from $40-$70.

Remember, blogging isn’t just about the budget. It demands consistent writing. Many who dive into this business don’t make it past the first year as success requires a genuine love for writing and the commitment to keep going.

How do you earn from blogging?

1. AdSense Revenue: You receive monthly payments once you hit the $100 threshold.

2. Affiliate Marketing: Partner with platforms like Jumia, Amazon, AliExpress, etc., earning commissions on sales through your referral links.

3. E-book Sales: Create and sell e-books, whether they are guides, tutorials, or business plans.

4. Sponsored Content: Brands may pay you for featuring their content on your blog.

2. Grocery Business

While it may not make you a millionaire without substantial investments, it can still be a reliable source of income, especially during challenging periods.

Start selling fresh produce like sukuma wiki, cabbages, onions, avocados, carrots, kitunguu saumu, and spinach.

Kenya + Capital
A grocery salesman carrying a box with fresh green peppers at a grocery store. PHOTO/Courtesy

No need for a dedicated room for the business as you can start with a small ‘kibanda‘.

This approach will allow you to gauge the market and for a gradual expansion of stock as the fresh produce business takes root.

3.Cleaning business

Explore the cleaning business, offering the potential to earn up to Ksh10,000 daily.

For this type of business, when a satisfied client recommends your services, the business develops room for continuous growth.

Getting into the cleaning business is not complicated, and the key challenge is securing your initial clients.

Kickstart your venture by reaching out to businesses in town or residences in busy estates, especially targeting households with hectic schedules.

Considering that not everyone has the time to clean their houses, especially in urban areas. Some would instead prefer to hire someone to do it, and that’s where you come in with your home cleaning business. 

Home cleaning mostly involves cleaning houses, furniture and carpets. You can do the job yourself when starting out however as your business grows you might get a little overwhelmed and require hiring other people to assist you.

To get started you will need: A vacuum cleaner, a broom, a mop, protective cleaning gloves, a dustpan, buckets and a scrub brush.

The only expensive item here is the vacuum cleaner, however, with 10k, you can get a decent vacuum cleaner for about 8k and use the rest for the brooms, gloves, mop, and other supplies.

In terms of charges, you can go up to Ksh 3,000 per house. 

The good thing is that you don’t need all the equipment at once, hence buy the essentials first and buy the rest once you start making some money.

Also, some households already have equipment and cleaning machines which will make your work easier for a start.

4. Smokie and Eggs Selling Business

Starting a smokie, eggs, and sausages selling business is straightforward:

1.Capital Investment: Begin with approximately Ksh10,000.

2. Licenses: Allocate Ksh1,000 to Ksh2,000 for necessary licenses.

Kenya + Capital
Eggs and Sausages seasoned with Kachumbari. PHOTO/Courtesy

3. Equipment: Invest in essential equipment like a vending cart, crockery, wrapping materials, and accessories, ranging from Ksh 8,000 to Ksh10,000.

This business is easy to start, requiring minimal inventory and licenses, making it an accessible and manageable venture.

5. Selling Electronic Gadgets and Accessories

With just Ksh10,000, grab some affordable gadgets, set up a nice display, and you’re in business. It’s a simple and budget-friendly way to dive into selling electronic accessories.

You can source cheap electronic items like extension cords, earphones and headphones, charging cables etc. at wholesale price and sell them at retail value making a substantial profit mark up.

Additionally, if you have the skills, you can also set up a repair business fixing electronics such as phones, sound systems, laptops etc.

This business thrives, especially in densely populated areas with educational institutions such as universities, colleges and TVET’s (Technical and Vocational Education and Training institutions).

Setting up shop in these locations can maximize your chances of success in the electronic gadgets and accessories business.

6.Office Lunch Deliveries

Many workers in office blocks or stations face limited options for buying meals. Here’s a business idea:

Print out cards announcing your services for breakfast/lunch delivery along with the menu.

Kenya + Capital
A packed meal. PHOTO/Courtesy

Prepare meals at home and deliver them to clients who placed orders a few hours in advance.

Duplicate this model in multiple locations, and you might just be on your way to building an empire by the end of 2024.

For a start you will only spend money on printing out cards, disposable tins and fare to the delivery locations.

7.Mitumba Camera Business

In Kenya, the mitumba (second-hand clothes) business is a thriving industry with millions working directly or indirectly.

Small traders find it accessible due to low entry barriers, especially when selling these clothes after they’ve been shipped to Kenya.

Here’s a unique business idea for those with an eye for fashion:

The Business Model

1. Early Bird Advantage: Wake up early to secure high-quality mitumba clothes, known as “camera clothes,” that appeal to the middle-class market.

2.Capital Investment: Start with Ksh8,000 for a decent stock of baby clothes, lady clothes, T-shirts, and shirts. Dresses start at Ksh100, lady tops and unisex T-shirts at Ksh50, and baby clothes at Ksh200.

3. Photography Focus: Use a smartphone with a good camera to take quality photos of your stock, showcasing the beauty of the items. Family and friends can serve as models.


Also Read: Cost and Process of Changing a Business Name in Kenya


4. Social Media Presence: Set up pages on platforms like Facebook, Instagram, WhatsApp, Twitter, and TikTok to showcase and sell your merchandise.

5. Pricing Strategy: Markup prices with a 100% margin. For example, quality men’s shirts can sell for Ksh700, T-shirts for Ksh350, lady tops at Ksh200, and baby clothes at Ksh500.

6. Sales Boost: Invest Ksh2,000 from your initial capital in online marketing on e-commerce websites, Facebook, and Instagram, which offer affordable promotional options.

Expected Returns

With successful sales, the initial stock investment of Ksh8,000 should yield a minimum return of Ksh16,000.

Further, to accelerate your sales, consider online marketing strategies, such as paid promotions on e-commerce platforms and social media channels.

Collaborating with micro-influencers can also enhance your brand visibility, depending on your budget flexibility.

What do you need to start a business with Ksh10K in Kenya?

1.Market Research: Understand your potential markets, identify competition, and anticipate obstacles to make informed decisions.

2.Simple Business Plan: While not mandatory, a business plan sets you apart, increasing your chances of success by providing a roadmap for your venture.

3.Location Selection: Choose your business location wisely, targeting areas with potential customers. For online businesses, optimize your Search Engine Optimization (SEO) to boost visibility.

4.Inventory and Stock: Allocate the majority of your capital to acquiring stock. Prioritize stock over other expenses, especially as your business grows.

Kenya + Capital
Bales of mitumba clothes in a warehouse. PHOTO/Courtesy
Tags: BusinessBusiness ideasEntrepreneurshipInvestment TalksMicro BusinessUnder 10K
Ian Magira

Ian Magira

Ian Magira is a digital journalist at The Kenya Times, with a passion for telling the news in vivid pixels and compelling narratives. With each click, join him on this journey of exploring, questioning, and crafting narratives that resonate with people. He can be reached at [email protected]

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