List of Questions SHA Asks Self-Employed Kenyans to Determine Monthly Contribution

Means testing by the Social Health Authority (SHA) in Kenya is a process used to assess the financial capability of households, particularly those without regular income, to determine their contributions to the Social Health Insurance Fund (SHIF).

This process helps ensure that contributions are fair and based on the individual’s or household’s ability to pay.

It also considers socio-economic factors like housing conditions, access to basic services, and household composition.

Additionally, expenditure patterns are analyzed using data from mobile services, banking transactions, credit bureaus, and retail purchases to estimate income. 

Steps to Access Means Testing Conducted by SHA

To complete the means testing, follow these steps:

1.Visit http://afyayangu.go.ke and log in.

2. Click on “My Profile.”

3. Click on “Income.”

4. Respond to the set of questions.

5. The system will calculate the amount payable to SHA per month or annually.

Questions Asked During Means Testing

The first question asks about the highest level of education completed by the household head.

Household Head Information

What is the highest level of education completed by the household head?
(Options range from primary school to university level.)

Also Read: Govt to Review SHA Benefits for Kenyans Seeking Treatment Abroad After Uproar

Household Characteristics

1. How many people from your household, who are registered as your dependents, spent the previous night here?
2. What is the gender of the household head?
3. Does the household head have a source of income?
4. What is the marital status of the household head?
   (Options include: Married (monogamous), Married (polygamous), Living together, Separated, Divorced, Widow/Widower, Never married.)
5. What type of dwelling does the household live in?
   (Options include: Bungalow, Flat, Maisonette, Shanty, Manyatta/Traditional house, Semi-permanent house/Landie.)
6. How many rooms in this household are used for sleeping?
7. Do you own or rent this house?
8. What is the predominant roof material of the main dwelling unit?
   (Options include: Grass, Iron sheets, Tin cans, Asbestos sheets.)
9. What is the predominant wall material of the main dwelling unit?
10. What is the predominant floor material of the main dwelling unit?
11. What is the main source of drinking water?
    (Options include: Protected spring, Unprotected spring, Protected well, Unprotected well, Bottled water, Borehole.)
12. Do you share this toilet facility with other households?
13. What is the main mode of human waste disposal?
    (Options include: Flush to main sewer, Flush to septic tank, Pit latrine uncovered.)
14. What is the main source of energy for cooking?
15. What is the main source of lighting?

Household Assets and Livelihood

1. Does the household own any of the following items?
   (Options include: Electricity, Radio, Television, Non-mobile telephone/Landline, Desktop Computer, Laptop, Refrigerator, Tablet, Home theater, None.)
2. Does the household member own any of the following items?
   (Options include: Phone, Motorcycle, Bicycle, Car, Pickup, None.)
3. Does this household own any of the following livestock?
   (Options include: Cattle, Poultry, Sheep, Goat, Donkey, Camel, Other (specify).)
4. Does this household receive a cash transfer or any social assistance from any of the following sources?
   (Options include: National Government, County Government, NGOs/CBOs/Other charitable organizations, Church/Mosque/Other religious organizations, Friends/Relatives/Neighbors, None.)
5. What is the total size of the land (in acres) owned by members of the household?
6. What is the total size of land (in acres) used by this household for agricultural activities?
7. What type of phone do you currently use?
8. What is your average monthly airtime expenditure?
9. What is the average amount of money you transact per month?

Also Read: SHA CEO Responds to Having Separate Medical Cover for Civil Servants

Final Step

After answering these 24 questions, the applicant must declare that the information provided is accurate and true. Once completed, the Means Testing process will determine the applicant’s monthly contribution to SHA.

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