The Insurance Regulatory Authority (IRA) has gazetted a list of licensed insurers, brokers, claims settling agents, investigators, loss adjusters, bancassurance intermediaries, and surveyors authorized to operate in 2026.
In a Gazette notice dated April 30, Commissioner of Insurance and Chief Executive Officer Godfrey K. Kiptum said the licenses were issued under Section 184 of the Insurance Act.
“Pursuant to section 184 of the Insurance Act, the Commissioner of Insurance gives notice that the following insurers are licensed to transact insurance business,” the notice read.
Among the licensed reinsurers are Continental Reinsurance Limited, East Africa Reinsurance Company Limited, Ghana Reinsurance Company (Kenya) Limited, Kenya Reinsurance Corporation Limited, and WAICA Reinsurance (Kenya) Limited.
General insurers cleared include AAR Insurance Kenya, APA Insurance Limited, Britam General Insurance, CIC General Insurance, Jubilee Health Insurance, Kenindia Assurance, Madison General Insurance, Mayfair Insurance, Old Mutual General Insurance Kenya, and Sanlam Allianz General Insurance.
The long-term insurance category includes firms such as ABSA Life Assurance Kenya, APA Life Assurance, Britam Life Assurance, CIC Life Assurance, Jubilee Life Insurance, Liberty Life Assurance Kenya, Old Mutual Life Assurance Kenya, and Prudential Life Assurance Kenya.
The regulator also licensed micro-insurers, including APA Microinsurance Limited, Birdview Micro Insurance Limited, Britam Microinsurance Company, CIC Microinsurance Limited, and Turaco Microinsurance Limited.
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Insurers Licensed by IRA
| Type of Insurer | Licensed Companies |
|---|
| Reinsurers | • Continental Reinsurance Limited • East Africa Reinsurance Company Limited • Ghana Reinsurance Company (Kenya) Limited • Kenya Reinsurance Corporation Limited • WAICA Reinsurance (Kenya) Limited |
| General Insurers | • AAR Insurance (Kenya) Limited • Africa Merchant Assurance Company Limited • APA Insurance Limited • Britam General Insurance Company (K) Limited • Bupa Global Insurance Limited • Cannon General Insurance Company Limited • CIC General Insurance Limited • Directline Assurance Company Limited • Definite Assurance Company Limited • Equity General Insurance (Kenya) Limited • Equity Health Insurance (Kenya) Limited • Fidelity Shield Insurance Company Limited • First Assurance Company Limited • GA Insurance Limited • Geminia Insurance Company Limited • ICEA LION General Insurance Company Limited • Intra Africa Assurance Company Limited • Jubilee Health Insurance Limited • Kenindia Assurance Company Limited • Kenya Orient Insurance Limited • Madison General Insurance Kenya Limited • Mayfair Insurance Company Limited • MUA Insurance (Kenya) Limited • NCBA Insurance Company Limited • Occidental Insurance Company Limited • Old Mutual General Insurance Kenya Limited • Pacis Insurance Company Limited • Pioneer General Insurance Limited • Sanlam Allianz General Insurance (Kenya) Limited • Star Discover Insurance Limited • Takaful Insurance of Africa Limited • Tausi Assurance Company Limited • The Heritage Insurance Company Limited • The Kenyan Alliance Insurance Company Limited • The Monarch Insurance Company Limited |
| Long Term (Life) Insurers | • ABSA Life Assurance Kenya Limited • APA Life Assurance Limited • Britam Life Assurance Company (K) Limited • Cannon Life Assurance (K) Limited • Capex Life Assurance Company Limited • CIC Life Assurance Limited • Equity Life Assurance (Kenya) Limited • GA Life Assurance Limited • Geminia Life Insurance Company Limited • ICEA LION Life Assurance Company Limited • Jubilee Life Insurance Limited • Kenindia Assurance Company Limited • Kenya Orient Life Assurance Limited • Liberty Life Assurance Kenya Limited • Madison Life Assurance Kenya Limited • Old Mutual Life Assurance Kenya Limited • Pioneer Assurance Company Limited • Prudential Life Assurance Kenya Limited • Sanlam Allianz Life Insurance (Kenya) Limited • Star Discover Life Insurance Limited • The Kenyan Alliance Insurance Company Limited • The Monarch Insurance Company Limited |
| Micro Insurers | • APA Microinsurance Limited • Birdview Micro Insurance Limited • Britam Microinsurance Company (K) Limited • CIC Microinsurance Limited • Turaco Microinsurance Limited |
IRA Licenses Brokers, Claims Agents and Investigators
In a separate notice, IRA approved 181 insurance brokers for 2026. Some of the licensed brokers include Minet Kenya Insurance Brokers, Liaison Group Insurance Brokers, Zamara Risk & Insurance Brokers, and Sedgwick Kenya Insurance Brokers.
In addition, the authority cleared claims settling agents, including Agriculture and Climate Risk Enterprises Limited, CIGNA International Health Services Kenya Limited, Independent Adjusters Kenya Limited, and Pula Advisors Limited.
Licensed insurance investigators include Abdill Insurance Investigators, Aciprobe Insurance Investigations, Citadel International Ltd, Infotrack Insurance Investigators, and Protectors Limited.
Approved loss adjusters include Accura Loss Adjusting and Survey Co. Ltd, Chartered Adjusters Kenya Limited, Eagle Adjusters Limited, Independent Adjusters Kenya Limited, and Universal Adjusters Kenya Limited.
Licensed insurance surveyors include Agriculture and Climate Risk Enterprise Limited, Cunningham Lindsey Kenya Limited, General Adjusters Kenya Limited, Independent Adjusters Kenya Limited, and Marine Cargo & General Adjusters.
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Licensed Intermediaries
For bancassurance intermediaries, IRA cleared 23 institutions to sell insurance products through banking channels.
“Pursuant to section 184 of the Insurance Act, the Commissioner of Insurance gives notice that the following are authorized to transact insurance business as Bancassurance
Intermediaries for the year 2026 as at 30th March, 2026,” read the notice.
Licensed firms include Absa Bancassurance Intermediary Limited, Co-op Bancassurance Intermediary Limited, Credit Bank Bancassurance Intermediary Limited, Diamond Trust Bancassurance Intermediary Limited, Equity Bancassurance Intermediary Limited, Family Bank Bancassurance Intermediary Limited, and KCB Bancassurance Intermediary Limited.
Others on the list are I&M Bancassurance Intermediary Limited, NCBA Bancassurance Intermediary Limited, Prime Bank Bancassurance Intermediary Limited, SBM Bancassurance Intermediary Limited, Sidian Bancassurance Intermediary Limited, and U & I Bancassurance Intermediary Limited.
