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How to Send Money Internationally Using M-PESA

Joy KwamabyJoy Kwama
May 19, 2025
Reading Time: 4 mins read
Safaricom To Pay Ksh48 Billion Dividends To Shareholders

Safaricom CEO Peter Ndegwa during an event to celebrate Safaricom’s 24th birthday on October 23, 2024. PHOTO/ Safaricom

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Whether you are an entrepreneur growing your business globally or an individual supporting loved ones abroad, Safaricom M-PESA offers simpler ways of money transfer.

This means that with just a few taps on your phone, you can send and receive money globally. The process is safe, fast, and convenient.

In this article, we break down the different ways you can use M-PESA to stay connected financially, no matter where you are in the world.

1. Safaricom M-PESA Global

M-PESA Global allows M-PESA registered customers to send and receive money from multiple countries directly to mobile phones.

Customers can send money across the East African region, including Rwanda, Uganda, Tanzania, Burundi, Botswana, Zambia, and Malawi.

Additionally, they can send money to countries in Asia like Bangladesh and Pakistan through the M-PESA TerraPay.

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You can also receive money from abroad straight to your M-PESA wallet.

M-PESA Global enables fast transfer processes via the M-PESA App or *334# USSD code.

Moreover, recipients receive money in their local currency.


Also Read: How to Unlock, Reset Forgotten or Blocked M-PESA PIN


2. M-PESA Western Union 

Safaricom’s partnership with Western Union enables customers to send funds to over 500,000 locations worldwide and to millions of bank accounts.

This allows customers to send money to nearly any country worldwide.

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Further, the service can be accessed through the M-PESA App or the *334# USSD code.

Western Union ensures safe cash pickup or bank deposit, saving time and eliminating the need to visit bank branches.

Also, recipients can access cash in their local currency.

3. AliPay via M-PESA

If you need to send money to China, Safaricom’s integration with AliPay makes it easy to transfer funds directly from M-PESA to mobile numbers or bank accounts in China.

AliPay transactions don’t go through if the wrong AliPay ID is used.

The service allows customers to send money to either a phone number or bank account and is accessible through the M-PESA App’s “Alipay” tab or dial *334#.

Also, it is ideal for business owners sourcing goods from China or individuals sending support to friends or family living there.


Also Read: M-Pesa, Airtel Money, and T-Kash 2025 Withdrawal & Transaction Charges


4. M-PESA TerraPay 

TerraPay is a global remittance platform that allows M-PESA users to send money to South Asia, especially Bangladesh and Pakistan.

To use the service, customers need the recipient’s full bank account details or mobile phone number.

It is a secure and stable integration in South Asia.

Additionally, it has daily exchange rate updates to give you accurate conversions.

TerraPay includes outbound and inbound support for businesses and families.

This service is useful for customers with financial commitments or loved ones in Bangladesh or Pakistan.

Follow our WhatsApp Channel and X Account for real-time news updates.

M-Pesa Agent Attending To A Customer. Safaricom
M-PESA agent attending to a customer. PHOTO/ NMG.
Tags: M-PesaSafaricom
Joy Kwama

Joy Kwama

Mercy Joy Kwama is a digital journalist who is dedicated to the art of storytelling, truth-telling and changing narratives. She covers diverse topics including politics, social justice, gender, humanitarian matters, and policy. Mercy is especially driven to amplify the voices of marginalized African communities and challenge the status quo. She is a graduate of Riara University with a degree in Communications and Multimedia Journalism and is well-equipped to navigate the complex landscape of news reporting. In her spare time, Mercy likes to pick up new skills including dancing, gardening, reading, and meeting new people.

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